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Litigation against the medical profession continues to grow and the awards are getting larger. Is this surprising? No, because the compensation culture is expanding and people are genuinely not only aware of their rights, and those of their relatives and loved ones, but are prepared to fight for these.
Additionally, clinical negligence is a particularly expensive area in which to litigate and the costs involved can be significant. It is vital for any medical practitioner to work in a well risk managed environment and to have the benefit of insurance coverage as a crucial back up to protect their potential liability.
A medical malpractice policy provides coverage against:
- Sums which the Insured shall become legally liable to pay as damages in accordance with the law of any country, arising out of any bodily injury, mental injury, illness, disease or death of any patient caused by any negligent act, error or omission committed by the assured in or about the conduct of the Insured's occupation or business, or good Samaritan acts, (referred to as "Malpractice")
And can include:
- Public and products liability.
- Libel & slander.
- Loss of documents.
We can provide specialist solutions for the medical and related industry; including:
- Clinics and nursing homes.
- Complementary medical practitioners - Acupuncturists to Yoga practitioners.
- Health authorities.
- Hospitals (public and private sector).
- Medical associations.
- Medical Practitioners - Surgeons, doctors, dentists, osteopaths, chiropractors etc.
- Medical training colleges & universities.
- Other medical professions - Opticians, paramedics, nurses, pharmacists, chiropodists etc.
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